Mistakes People Make When Buying Health Insurance

No one wants to make a mistake when buying health insurance. The independent insurance agents in Urbandale, IA at BLC Insurance want to give you a heads up on what to look out for to avoid making mistakes when you’re ready to buy health insurance.

Enrollment Period Deadlines

One mistake that people make when they want to buy health insurance is missing the enrollment deadlines. You might put the paperwork that you were given in August, thinking you had plenty of time, but it isn’t long before December has come and gone. Take time to read through the documents you are given and decide which coverage you’ll need for you and your family. When the enrollment period begins, it won’t take you very long to add the coverage because you already know what you want.

Not Getting Insurance

So, you were one of the ones that decided to put the information away until you had time to read it. Slowly, you forgot and when enrollment time came around you missed it. You figured you could just go without coverage until the next enrollment starts at the end of next year. You don’t have to wait. Some people may not realize that if they have a qualifying event then they can still get coverage.

Not Understanding the Basics

If you don’t understand the difference between a co-pay, co-insurance, or deductible, then you may make a mistake when you start looking over the different health insurance policies. This is something that the Urbandale, IA agents at BLC Insurance can help you differentiate.

Stop by their local offices and ask about health insurance policies and which one may be right for you. You can also find out more about other policies, including life, auto, commercial, and home insurance.