Can You Cover Other Vehicles Under Your Motorcycle Insurance Policy?

As a motorcycle enthusiast, you get a thrill out of cruising the highways of Urbandale, IA on your trusty metal steed. But being at the helm also means you’ll need a way to protect yourself in the event of an accident. Fortunately, the independent agents at BLC Insurance offer a variety of motorcycle insurance policies that fit your needs as an avid rider.

In addition to owning your motorcycle, there’s also a good chance you own and enjoy other small recreational vehicles. Whether you enjoy tackling challenging off-road trails on your ATV or have a small utility vehicle for running errands on your property, you’re probably wondering if you can cover these vehicles under the same policy as your motorcycle.

The quick answer to this question is “it depends.” You may be able to cover a recreational vehicle under your motorcycle insurance policy. If you have another vehicle that can be covered under a separate policy, however, then chances are you won’t be able to cover it under your motorcycle insurance policy. For instance, your motorcycle insurance may cover ATVs unless your insurer offers separate ATV coverage. The same goes for golf carts, mopeds, and even Segways.

The best way to find out if you can cover ATVs and other similar vehicles under your motorcycle insurance policy is to speak with an experienced agent. Motorcycle insurance policies are surprisingly flexible, but there may be limits that you need to be aware of.

No matter what type of coverage you need for your vehicles in the Urbandale, IA area, you can always count on BLC Insurance to be there. Get in touch with us today and speak to one of our agents about your insurance needs.