3 Reasons You Need Boat Insurance

Buying a new boat in Urbandale, IA can be exciting, regardless if it’s actually new or used. Getting it out on the water for the first time is sure to bring about a lot of great memories. One of the smartest moves you can make when owning a boat is to protect it with boat insurance. In fact, this type of insurance provides protection over the boat as well as you and any boat passengers you bring along. BLC Insurance is here to share the top three reasons you need boat insurance.

To Secure a Spot at a Marina

If you intend on storing your boat at a marina, there’s a good chance you’ll need boat insurance. Many marinas don’t allow boat owners to store their boats without this type of coverage because they want to protect themselves. What if you’re parking your boat in your spot at the marina and you accidentally run into and cause damage to the marina? With boat insurance, both you and the marina owner can rest assured that compensation will be provided.

Protect Your Investment

Another reason to have boat insurance is that it provides protection over your investment. Boats are expensive, new or used. With boat insurance, you can have peace of mind in knowing everything from the built-in equipment to the engine and even the lifesaving equipment are covered.

Protect Yourself and Passengers

Boating is fun, but it is dangerous, too. You have to be very careful when you’re out on the water. If something was to happen to you or one of your passengers, boat insurance can be of the utmost value. Take for example a passenger gets injured while partaking in a water sport where he’s skiing behind your boat. With insurance, his medical bills will be covered up to a certain amount.

To learn more about the advantages of boat insurance, contact BLC Insurance serving the Urbandale, IA area.