Boat Insurance Coverage Options

Owning a boat is one way of escaping from the daily busy schedules and enjoying a calming day of fishing out on the water with friends. Unfortunately, accidents happen and you need to protect yourself well in the event of an accident. With a Boat Owners Insurance policy from BLC Insurance, you can have fun and relax knowing that your boat is properly insured.

We offer a wide range of coverage options for boat owners in Urbandale, IA to ensure that their boats and passengers are safe. Our boat insurance coverage options are customized for marine vehicles such as bass boats, sailboats, performance boats, yachts, jet skis, and Wave Runners.

What does a boat insurance policy cover?

Our boat insurance policy covers your personal watercraft or boat against potential loss due to theft, vandalism, collision with other boats, or objects and any damage that is caused by uninsured or underinsured users. The boat insurance also extends to cover other equipment attached to your boats such as canopies, fuel tanks, anchors, and life preservers. BLC insurance also offers coverage for personal property and fishing equipment.

Additionally, Liability Boat Insurance will help you pay for legal costs and medical expenses in case you are at fault in an accident. The available coverage options include medical payments, passenger liability, damage to another boat or property and bodily injury payments. We also offer other additional coverage options such as Roadside Assistance when transporting your boat and On-Water Towing so as to make your boating experience easy and affordable.

If boating is your passion, protect the dream for years to come by choosing the right insurance policy. Discuss with one of our local insurance specialists in Urbandale, IA about the available boat insurance coverage options and how to get the right coverage with Boat Owners Insurance that will protect you and your boat.